A reference banking platform
built with intent.

Miirak Bank is published as a working reference implementation of a modern digital bank. It demonstrates a full double-entry ledger, role-based access with maker-checker approvals, QR sign-in that is authorised on your phone, and an append-only audit trail whose entries are cryptographically chained.

The domain kariim.dev hosts the public-facing website and API. Bank employees use a companion Windows desktop application; customers can use the website or the Android app.

The IBAN scheme uses a fictional "KR" identifier and is not authorised for real banking use. Before this platform can hold real customer funds it must pass an independent security review, legal and banking-authority approval, sanctions and AML compliance assessment, and infrastructure hardening on isolated servers.